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People with bad credit ... screening for mortgage applicants, or securitization, or other institutional reasons,” Meier, the lead author, said. The researchers found that impatient people had lower credit scores. A low credit score can ...

Impatient people likelier to have debts

But before digging into what passes for an “argument” on CNBC's blog, let me again restate that it was not home-mortgages that ... and market new credit programs that are specifically targeted toward low- and moderate-income consumers.

CNBC Editor Launches Sloppy, Dishonest Attack on AlterNet in Defense of Wall Street

People with bad credit ... screening for mortgage applicants, or securitization, or other institutional reasons," Meier, the lead author, said. The researchers found that impatient people had lower credit scores. A low credit score can indicate ...

Impatient people likelier to have bad credit scores

Consumer groups are all for opening credit to the under served and responsible lending, but they worry about the accuracy and fairness of these databases. The chief concern: low-income people ... auto lenders and mortgage firms.

Credit bureaus cast wider net for score data

COLUMBUS, Ohio — While the nation’s foreclosure crisis has focused blame on bad loan practices by some lenders ... Researchers found that low-income homeowners who received a mortgage from a local lender were less likely to default on their loans ...

Some banks help keep mortgage holders out of default, studies find

It has been called the American mistake of turning good low-income renters into bad homeowners ... Financial Institutions who regulates the banks, the credit unions, the stock market, mortgage brokers and the insurance companies.

Sound Canadian Banks Offer Opportunity

It may be comforting to view the world in black and white (e.g. big banks = bad, credit unions ... the GAO also found that credit unions made a lower proportion of their mortgage loans to low- and moderate-income households than did banks — 27 percent ...

Transfer Day Assumed Credit Unions Are Virtuous

Restrained Lending The extra yield investors demand to own top-ranked commercial-mortgage bonds rather than Treasuries has risen to 267 basis points from this year's low of 178 ... more on credit to sustain spending as income gains fail to ...

Bubble-Era Mortgage Wave Maturing Imperils CMBS: Credit Markets

Data from the Federal Deposit Insurance Corporation show that the share of income ... mortgages either delinquent or in foreclosure in the second quarter of 2011,[5] and many of these bad loans are not yet fully written off by banks. And credit ...

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