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IMPORTANT: Bing News RSS feed has moved!A person's credit score affects his or her ability to qualify for different types of credit and varying interest rates. A person with a high credit score may qualify for a 30 year fixed-rate mortgage with 3.8% annual percentage rate (APR). Read moreWhat Credit Score Should You Have?If you’re planning any sort of large financial transaction—such as refinancing or buying a home in the Denver area—be aware of your credit score. Higher credit scores can mean a better chance of getting approved for a loan as well as a lower interest ... Read moreKeep Your Credit Scores High to Buy Homes in DenverCEDAR RAPIDS, Iowa - The hoards of zealous bargain hunters who lined up outside big box stores in Cedar Rapids this Black Friday coheres with the city’s growing image – proven through a recent study – of being a community of fiscally responsible ... Read moreCedar Rapids Residents Earn High Credit ScoresWhere you can hurt your score is if you have other credit cards with high balances when you close some credit card accounts. The increase in utilization could have a negative impact on your score. Closure doesn't automatically wipe out the ... Read moreIs it Wrong to Close a Credit Card Account?Today I wrote about a reader who wondered why her credit score isn’t as high as she expected. But in the course of reporting a few credit score myths popped up. Among them: Myth: Employers look at your credit score. Employers will peek at your ... Read moreFour credit score mythsWithout objective credit scores, lenders may set prices in a subjective manner. This may result in credit products that are expensive for low-risk consumers and inexpensive for high-risk consumers. By reducing costs of extending credit, credit scoring may ... Read moreImproving your credit scoreThe rates you receive are based on your credit score. If your score is low ... go for it! Just be wary of high balance-transfer fees. Sometimes these fees are substantial enough that they negate the benefit of the lower rate you just snagged. Read moreSave Money by Paying Less for CreditMost retail store cards have low credit limits — usually well under $1,000. Even a relatively small purchase could generate a high utilization ratio for a new store card, which will hurt your score. VIDEO: USA TODAY's Sandra Block takes a look ... Read moreNew credit cards could hurt credit scorePLTW is a national program that provides pre-engineering curriculum for middle and high schools. Students can earn 12 college credit hours if they score an 85 percent average or better in the project-based courses and then pass an end-of-course exam. Read moreFor additional information, please see:
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